Ybanking is a marketplace platform for finance. Customers get a cashback for purchases. If they use it together with friends the cashback is bigger.

We get commission for sales. We pay customers back 40-120% of commission. We use dynamic pricing, product bundling and referrals to manage sales, loyalty and profitability.

With PSD2 Ybanking will become a virtual bank composing seamlessly best products of different banks and fintechs.