Heshan is a Little Rock banker/investor with over 11 years of experience dealing with billions of dollars in large corp loans. He was also Executive Vice President of www.Cardratings.com which is a Cent Ark based dot com that sold for $15 Million to a Silicon Valley company in 2008. Heshan has an MBA from the Univ of Ark at Little Rock and a Magna Cum Laude High Honors Finance degree from prestigious Ouachita Baptist University of Arkansas.

Nilanka is founder and CEO of Glocon Pl which creates and manages custom websites for clients all over the world. Based in South Asian nation of Sri Lanka which is near India, Nilanka managers great talented programmers and web designers that has done sites for large US and European Companies. He was also the former owner of a successful restaurant which was later sold for profit in the island nation of Sri Lanka.

Gayathri is a social media expert and has created blogs and sites. Gayathri's bachelors degree and second Master's degree has taught her the subject of marketing very well including in Social Media. She also has her own blog where she shares her marketing thoughts. An avid spender, she has many experiences and frustrations of using credit cards and is passionate about sharing that experience with others which blends with our company's mission!