Trent is a recognized leader in consumer payments. With 20 years of experience in consumer credit and prepaid, Trent was a pioneer in using the prepaid card relationship to bring an array of products and features to underserved consumers. Trent is actively involved in product development, compliance, and online acquisition. His career path includes senior management positions at three nationwide payment card issuers and the FDIC.

Chad joined TandemMoney from a nationwide credit card company, where he served as Director of Risk Management. Chad has designed and implemented numerous statistical models to improve portfolio profitability, manage losses, and identify and prevent fraud. Chad’s statistical and actuarial expertise and his understanding of credit operations contributed significantly to a period of unprecedented performance for his prior employer.

Kelly joined TandemMoney after a decade of project management experience in financial services and was quickly promoted to lead all aspects of TandemMoney operations. Kelly has a proven track record of successful product/project implementation on a large scale. She is a creative problem-solver with an aptitude for analyzing and adapting based on her deep system and development knowledge.

Ellie is highly regarded as a subject matter expert in the prepaid card industry’s legal and compliance circles. She joined TandemMoney from a nationwide prepaid card issuer, where she served as Associate Counsel. In her role there, Ellie was among a select group of professionals responsible for crafting a government relations strategy for the prepaid industry. Ellie received her juris doctorate from the University of South Dakota.

Nicole has more than a decade of marketing and public relations experience. She has brought her skill, insight, and innovative approaches to consumer and business-to-business marketing. She joined TandemMoney from a nationwide prepaid card issuer, where she was responsible for marketing communications, public relations, and conceptual design and development for product advertising campaigns and marketing collateral.

Jay comes to TandemMoney with more than 20 years of software design and development experience in a variety of industries including financial services, aviation, medical, energy, manufacturing, construction, advertising and marketing. His project management and leadership skills have resulted in scores of successful projects and helped launch the careers of many successful developers. Jay's entrepreneurial spirit and attention to detail provide f