the company consist of two main units. thus; stanford trust cooperative credit union which takes care of the savings and loans activities of the company and all the accounts of the customers. the other unit is the stanford trust financial services which does Agency Banking for Ecobank and Fidelity Bank, payment of bills ( GO TV, DSTV, Electricity bill, Water Bills), transportation services and POS services. the company is structured in such a way that it has the potential and ability to maximize returns and profit, and minimize costs or risks of losses.