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Splash Mobile Money

Splash empowers the un(der)banked in Sierra Leone to use their mobile phones for secure savings, money transfer and bill payments via SMS.

  • Stage Full Product Ready
  • Industry Financial Services
  • Location SLBC Congo Cross, Freetown, Western Area, Sierra Leone
  • Currency USD
  • Founded September 2009
  • Employees 70
  • Website

Company Summary

Splash allows anyone with a mobile phone in Sierra Leone (SL) to enjoy a suite of services equivalent to having a bank account, debit card, local Western Union and PayPal via SMS. We also help organizations to make online payments to recipients' mobile wallets for salaries, loans and others instead of cash. These services have great impact potential because with a population of 6M, SL has only 400K bank account holders but over 2M phone owners.


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    Daniel Osei-Antwi
    Chief Executive Officer

    Daniel has 10 years of start-up and financial services experience in the USA and West Africa. Prior to joining Splash, he formerly worked with Manocap (Venture Capital), Barclays Capital (Investment Banking) and Nexant (Tech Startup). Daniel has demonstrated his confidence in Splash by committing a significant amount of personal skin-in-the-game. He has a BS in Electrical Engineering from Union College and an MBA from Harvard Business School.

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    Shane O'Connor
    Chief Technology Officer

    Shane brings 14 years of experience working in IT systems integration across the public and private sectors in the UK, Ireland and Sierra Leone. He has been with Splash from the beginning, and successfully managed integration of all the partner MNOs and banks before launching. He holds a BA in Economics and Applied Maths and a post-graduate degree in Software Design and Development from the National University of Ireland, Galway.


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    MichelMores, London, United Kingdom
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    Emile Kargbo and Associates, Freetwon, Sierra Leone

Previous Investors

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    Soros Economic Development Fund
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    Friends and Family