57% of America is financially unhealthy.

ProActive A Cash Management platform based on the proven Envelope Budgeting Method. Uses a phone app and pre-paid debit card to create the best mobile banking system ever. For Families, parents and children each with their own card.

ProActive’s patented system, "declines" a purchase until the user chooses an envelope in the app. ProActive requires a choice BEFORE the purchase, just like Cash Envelopes.