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Automated investing & planning for gen Y. Invest loose change into micro-portfolios each time you spend across all your financial goals. Leverage interest!

  • Stage Prototype Ready
  • Industry Financial Services
  • Location Fort Collins, CO, USA
  • Currency USD
  • Founded August 2012
  • Employees 6
  • Website

Company Summary

Pennybuilt is patented micro-investing that links to any debit card and invests amounts small as $0.05 each time you spend (or scheduled times) across all your goals, and into market grade investments. Pennybuilt ties investing to spending and is built for new generations to start investing sooner and maximize years of compounding interest. Retirement, short-term goals, crowd fund goals on social media, budgets, bill pay; Automated, in one place.


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    CEO & Founder

    UPDATE 3/20/14: Pennybuilt just came in 3rd place out of 24 companies at the 2014 Angel Capital Summit In Denver.

    A.S. Business Management, Pima College - U.S. Bank, Private Banker - Bass & Associates, Ch. 7 Paralegal -Derivatives trading for 4 years, individual market investing for 8. Designed and successfully integrated Edgeline Designs (custom lighting manufacturer) into the e-commerce market.

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    Bob Alfred Schachte

    BS Accounting – Georgia Tech University, C.P.A. – PriceWaterhouseCoopers, Sr. VP Reynolds & Reynolds, Sr. VP Mitchell International

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    VP of Sales & Marketing

    BS Marketing – University of Arizona, Sr. Account Executive CA Technologies

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    VP of Operations

    BS Arabic – Military Intelligence School, U.S. Army background in operations management.

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    Aaron Ramirez
    VP of Product Development

    BS Business Management – University of Arizona, MS Project Management – University of Arizona, Researcher - University of Arizona

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    Chad Cook

    Chad Cook is the Chief Technology Officer of Lime Brokerage where he oversees engineering, infrastructure and technology. Chad has been at Lime Brokerage since 2004 and is one of the architects on Lime’s high-performance trading platform. Chad has over 20 years in the high-tech industry.
    Chad will develop the software architecture for Pennybuilt with his team of (2) programmers.


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    Available upon request
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    Available upon request

Previous Investors

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    Kevin R. Howe
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    Corey Cullen