Panda Cash offers a unique new gifting product where the sender only pays 5% of the gift value upfront and not a penny more if the gift is not redeemed within 1 year. It is our mission to eliminate the “unused” gift card market, which equates to approximately 10% of the $91 billion in annual gift card sales. Developing and implementing the “Post Pay” Gift Card will maximize gift card value for the 80% of Americans who buy a Gift Card each year.