The startup is called ‘myshrapnel’ and the platform is much like other micro-investing applications out there (Raiz, Commsec pocket etc.) but it just does not invest in the stock market, it also invests in gold (direct source) for higher returns. The platform is free to use but will grow users savings once $1000 in their myshrapnel account for $1 per month. Forecasts predict we can provide an APR of 6% – 9% on all savings over $1000 to the user