History as an entrepreneur includes. 1987-1989 Founder/Designer “CA Real Estate Trainer” Atherton, CA., an educational software application. 1993-1996 Enterprise Network and Business Systems Consultant. 1997-2002 Founder/CEO Bridge Networks Inc. Santa Clara CA, data center development, Enterprise and Internet startups. It is my personal mission to produce the Moneyflow application and bring financial well being to millions of Americans

Masters Degree in Business and Finance from Santa Clara University. Experience includes CFO and Financial controller services to startups in the Silicon Valley since 1995, professor of accounting and business at DeAnza College in Cupertino since 1985. CFO, Michael brings his expertise and experience in finance and accounting to the development of the Moneyflow application.

Ph.D. in Industrial and Systems Engineering (Human Factors Option, Human-Computer Interaction Concentration) from Virginia Tech, and an M.S. in Human Factors Psychology from the University of Idaho. Michael is a human factors engineer with over 15 years of experience investigating and designing for human-machine interaction and usability. Co-founder Network Insights and Fatbubble.

Tom has 15+ years of experience designing and managing mission critical network and data security systems. Tom worked as a data center and network security manager for Alta Vista before moving to Cisco in 1999, Tom specializes in high level network security for data sensitive organizations. Clients include Wells Fargo, Bank of America, Visa, Yahoo, Google, and NaviSite.