Robert has more than 23 years of experience in financial services, including consumer lending. He brings deep expertise and a highly customized and impact-driven approach using the right combination of data and analytical tools. Prior to joining Experian, he held various leadership positions at Bank of America; Citigroup; HSBC; Credit One Bank; and Fair, Isaac and Company. He has worked across all risk spectrums, from super prime to subprime.

Jerry previously worked at Bank of America Merrill Lynch in the Financial Sponsors Group where he helped raise over $2.5 billion for clients in various industries. While at BAML, he was rated amongst the top of his class and selected as one of six Associates globally to lead training for the incoming Investment Banking Analyst group. He began his career in Tyco's Treasury group and earned his B.S. in finance from Univ of FL and MBA at Univ of VA.

Tom has more than 15 years experience in designing UI/UX for users across various web platforms, devices, and industries. He began his career at Goldman Sachs designing proprietary software and worked at Xerox and Opodo. Tom founded a consultancy firm, Man Woman and Child. Major projects have included redesign of Nokia.com and UI for Avaya Flare, Avaya’s flagship touchscreen desk phone. He earned a B.S. at Oxford U and a M.S. from Loughborough U.

Rich is the Co-Founder of CFG, a buyer and seller of consumer debt that also provides scoring analysis, legal modeling, acquisition, and selling services to various issuers and debt buyers. He has over 20 years of experience in the distressed debt industry and has been involved in the acquisition of >$10 billion in debt portfolios. He currently serves on the Board of Debt Buyers Association as Vice Pres. and chair of State Legislative committee.

Mike was CEO and Director of Vonage where he led the efforts for its successful IPO. Mr. Snyder began his career at ADT Security, a Tyco subsidiary, which spanned 30 years. Starting as a sales representative, he held several management positions, culminating in the role of President and COO for North America in 1997. During his tenure, Mike grew revenues more than 6-fold along with industry-leading levels of free cash flow and operating income.

KG is a prominent international entrepreneur and spirited advocate for improving the way people work and connect through technology. Before EMANIO, he co-founded GenoMar, a genomics company focused on aquaculture and food safety. Prior to that, he worked as a technology investment banker with companies like NOKA Securities (Scandinavia) and Nesta Advisors & Capital. KG was awarded the United Nations Global Young Entrepreneur Award in 2000.

Scott is the CEO of 2nd Order Solutions, an advisory and consumer credit risk management firm that provide proprietary insights with best-in-class analytics to banks, collection agencies, loan servicers, and debt buyers to help reduce credit losses in their portfolios. Scott worked as CEO of Axiant and SVP of Risk Operations at Capital One, where he led the Collections, Recovery and Fraud department. He earned his B.S. at Duke and MBA at Tuck.

Colin has worked in IT, management and entrepreneurial environments. He wrote AOL's first Internet gateway. He started a business intelligence company and since has been programmer, CTO and board member on several companies. He led the team that launched Room Key's website, a highly scalable system based on a cutting-edge technology stack that has scaled from zero to 9 million unique hits a month over a six month period with 100% uptime.