His 30 years as an earth walker and globe-trotter has created within him a transcendent awareness of the insurance industry and how its products can best be used to further the world of finance and securities to help position clients' investment advantages far beyond the normal risks and loss of returns. He parlayed a family owned company which was $1.5 Million in debt, and 15 years later that same company is now a $35 Million debt free company.

He combines an extensive banking and finance career as a professional consultant, auditor and manager. After nearly two decades in domestic management banking at several U.S. banking institutions, he has compiled an extensive background in handling matters for corporations and high net worth investors. Through his experiences he has developed banking insights incomparable to many of his peers.

She is well groomed in the attributes of human behavior being a psychology major, which she has coupled with an MBA. Her life has been filled managing and directing humanitarian work benefitting poor and impoverished children in the Philippines. She has directed family initiatives sponsored by the Department of Tourism of the Philippines and Singapore Airlines. I have prepared her in becoming a shrewd business advocate and leader.