Marvyn came up with the idea of Folio after struggling to find a decent savings tool for his own use. With his business management background, acute understanding of IT strategy and strong track record with starting his own businesses (he launched several successful event companies while at university), Marvyn decided to take on the task to bring to Millennials the savings tool they deserve.

Dan was employee #1 at Hype App. During his time at Hype, he helped to build and deploy Hype's revenue model, putting the company into the black.

In addition to leading the sales team, Dan also spent considerable time working on product, hiring, and creative direction for the campaigns we delivered to brands like BMW, TopMan, and Coca Cola.

Manas is a senior architect with several years of software architecture, design, development and deployment experience across multiple business domains, primarily in the FinTech sector. He has worked on many award winning mobile application solutions for iOS, Android, Windows and BlackBerry platforms.

Henri has acquired extensive experience working with financial institutions across Europe, and gained invaluable insights and insider knowledge on areas as diverse as retail banking strategy, digitalisation and modularisation of banking business models, financial regulatory framework or payments value chain.