House prices are at record highs; young people fear they will never own a home - so First Rung solves this problem and helps millennials turbo-charge their savings for the deposit. First Rung delivers a ‘mortgage ready’ customer. First Rung will be direct to market in USA, UK and Australia. In other countries, we will ‘white label’ our platform – we have secured a trial with one global bank. AFSL secured for Australia in Feb 2018.