Firma will not be building on speculation. Bank loans of our clientel will be secured, as Firma will be selling houses for 50 - 60 % less than their cost to be built conventional and still stay extremely profitable. Currently, there is a shortage of approx 945,000 lower income homes in the Dominican Republic. Houses are approx US$25 per sqft and apartments at approx US$37 per sqft. Prices includes, shipping and assembly!