Finclude (fka. Verge.Capital)
Finclude revolutionizes creditworthiness and affordability assessment of individuals with machine learning on their financial behavior powered by PSD2 APIs.
There are 510m people across EU & they do not have a common credit score; a problem solved long ago in the US. Finclude solves these issues with the use of machine learning based on the updated European framework for open banking (PSD2). Finclude utilizes next generation models based both on subject matter & data experise. The service is monetized via subscription based access to the platform, initially to EU banks and later on to other lenders.