Narbik is an expert in real estate finance serving the Bay Area for over 15 years.As the VP and COO of a few Real Estate Finance companies in the Bay Area, he was responsible for developing their prime lending division and assisting the firms thrive through the 2008 financial crisis.A skilled negotiator, he is committed to providing unbiased and independent service to his clients, many of whom return time and time again for their financing needs.

Raya is the Founder of BeneGroup, a premier mortgage brokerage firm in the Bay Area. She is an expert in lending compliance, underwriting, and risk management. In addition to holding a CA Mortgage Broker license, she is a Certified Public Accountant. She also held Controller and management positions with a select group of high tech companies in Silicon Valley and large multi-nationals, including Exxon and Franklin Templeton Group.