30 year career in banking and corporate finance with Chemical, Manufacturers Hanover and NatWest in middle market lending, risk review, credit policy. Commercial real estate finance with NYBDC. Consultant to midsize companies and startups. Avid cruiser with 66 cruise experiences. Industry expert in small ship cruising, itineraries, customer experience and ship financing. Developed cruise startup plan with new construction, shelved after 9/11/01.

30+ years experience in marketing and business development in UK and US, managing new revenue streams for Unilever, Gillette(P&G) and J&J. Responsible for analysis, strategy, product development and marketing. Founder and President of brand building and promotion agency Gammon Ragonesi Associates, serving such clients as Nestle, InBev Anheuser-Busch, Dunkin Donuts,Heinz, Red Bull. Avid cruiser and world traveler.

30 year cruise industry veteran. Held sales and marketing positions with Sitmar, Ocean, and Costa cruise lines. Exec. VP and General Manager at Pearl Cruises with focus on Asia, Australia and Pacific. Developed direct selling of incentive travel to corporate customers. At Royal Carribean developed Royal Journeys world cruise program. Intimately engaged in programs to optimize guests' on board and destination experience.

Managed customer service and expedition staff on Salen Lindblad and Hapag- Lloyd vessels. Led high profile affinity and tour groups for Smithsonian, Natural History Museum, alumni groups,as Tour Manager for LifeLong Learning/INTRAV

Ex VP of Operations for Society Expeditions, conducting itinerary research, scouting, planning voyages operating in Antarctica, South America, South Pacific, Japan, Russian Far East and Alaska. Responsibilities also included securing permits, provisioning, expedition staffing (naturalists, lecture staff, physician). Program Manager for Internal Operations at Cruise West. Previously served as Expedition leader on EAC's charter vessel.