Mr. Spodak’s diverse background includes executive level roles in marketing, strategy, business development as well as senior roles in finance and operations. He is a new product/market visionary with industry experience in wireless, card payments, and retail. He was a founding team member, executive and officer of Finsphere, a startup with a fraud detection solution for banks. At Finsphere he led business development and marketing.

Mr. Fridman is a veteran of the payments industry. An innovative, results-oriented senior executive with over 20 years of measurable achievements leading teams to provide award-winning, leading edge technology solutions. His experience includes leading product development at Hypercom and a division of Verifone. His qualifications in all aspects of product design from concept through release and production.

Mr. O’Neill has led new venture development for major businesses for over 20 years. As VP of Mobile Payments at Motorola he led their contactless efforts including mobile payments at POS terminals and was at the forefront of their efforts to create new businesses based on emerging technologies. He is an expert in mobile banking / payments with a strong Rolodex of contacts at Banks and Card Issuers.