Transit cards are costly for agencies and annoying for customers. Mobile pay don't work because of no internet at turnstiles and only 0.5 sec to grant entry. CP developed tech without real-time internet connect, grant entry in 0.5 sec, and transmission can't be intercepted.

Our app distribution in cities will reach 70% of population, and leveraged into retail payments. CC info already in app, customers use twice a day, associate with payment.