My idea started from a frustration with products I want to use but cannot afford. To solve this issue, I thought about a network like Craigslist or Ebay, but instead of buying, it is a loan/rent system. The loaner maximizes use of personal assets while the renter fulfills needs cheaply. Revenues would come from a percentage of each transaction. To encourage more loaning, loaners will earn "points" towards a rental.