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AppliedApps, Inc.

LedgerBox, supports open banking and access to mortgages and other credit products without consumer sourced applications or income documents.

  • Stage Product In Development
  • Industry Fintech
  • Location Ketchum, ID, US
  • Currency USD
  • Founded January 2016
  • Employees 3
  • Incorporation Type S-corp
  • Website --

Company Summary

We are reducing cart abandonment and removing the friction in complex financial transactions (mortgages) by automating the application and document collection processes, and providing Consumers with secure access, ownership and knowledgeable use Personal Private Financial Information (PPFI).

AppliedApps, Inc. is currently available to accredited investors under SEC Rule 506 of Regulation D.


  • Mortgage & FinTech | Founder of AppliedApps, Inc. and Creator of LedgerBox | 30 year Senior Mortgage Professional.

    Senior Manager, Admiral Mortgage Company (exit: OCWEN), Novastar Financial Inc. (RIET), AAmes Home Loan and Deutsche Bank (DB Home Lending), Everest Mortgage, and Finance of America Mortgage LLC (more), voted “Top 25 most connected mortgage professional” in 2012. (7 Start-ups)

  • 397a8e12 5037 48a5 891e 9bc46eebd9a5
    SVP Mortgage Vertical Sales

    Co-Founder & EVP of Comergence Compliance (2016 exit). Commergence controlled 95% market share. Senior Manager, ResMAE, Netbank Accredited Home Lenders, Goodrich & Pennington, Admiral Mortgage, Long Beach Bank, Security Pacific Bank and Transamerica Financial Services.

  • Default avatar
    Eric Spiak
    SVP Governance and Compliance Officer

    Most recently Director, Head of Mortgage Loan Operations, Deutsche Bank, Senior Manager Mount Olympus Mortgage Company, DB Home Lending LLC and Olympus Mortgage Company.

  • Default avatar
    John B. Lightfeldt Esq.
    EVP Legal and Business Affairs

    25 years of legal experience providing general counsel services to start ups, mid sized companies, and working closely with senior executives and managers, providing proactive legal risk management, helping avoid problems before they arise.

  • 7772c3ae 3de2 4b3c b01c 30829c14b780
    SVP Business Support

    Executive Officer, board member and financial management for multiple corporations, both for profit and not for profit, Taloa, Inc., Sotavento Plantanal SA, Sun Valley Ballet Foundation, Inc., CD Fishing, US Hide, Ketchum Cemetery, Englemann Construction.

  • Default avatar
    Morgan B Nelson
    VP Customer Experience

    Graduate Princeton University. PastGlobal Customer Service Support Manager, now Product Release Manager for a tech start-up, NY, NY.