Based on its 4 years of experience in Mexico, APOYANDOTE USA will offer individual, closed-end loans with small, fixed payments, (with a co-signer or personal guarantor). On a second phase, we will offer small business loans, and auto loans. Our mission is to deliver credit at reasonable rates to be an affordable alternative to moneylenders, payday institutions, and pawnshops, while helping our customers to build their credit history.