Ravi is the sole owner and founder of BDI plus. This entity will provide all the technology solutions offered by Afficiency. Prior to forming BDI Plus, Ravi had several leadership roles at American Express including head of R&D. He was responsible for developing many of American Express’s most advanced proprietary capabilities including the operationalization of big data and AI.

Mark has partnered with Ravi Arasan to develop turnkey technology solutions to address significant opportunities in the “Direct” US Life Insurance space. Mark has nearly 20 years of experience working at major financial service institutions (Morgan Stanley, American Express, and MetLife), rising to leadership positions and developing expertise in disciplines such as strategy, marketing, operations, finance and data science.

Carl has over 15 years’ experience advising on compliance and implementation strategies in highly regulated environments. He has worked in start-ups in insurance, education, and the non-profit sector, developing streamlined, digital solutions that put customers first. His experience as an attorney, consultant, and business leader positions Afficiency to help our clients “get things done”.