Dynamic entrepreneurial business executive with extensive experience in developing, growing, and building companies. Proven success sourcing private equity and venture capital, with hands-on functional expertise in business operations, finance, technology, sales, and strategic planning in start-up, emerging stage, turnaround and rapid growth environments within leading Fortune 1000 enterprises.

• Recognized by BankInnovators.net as one of the top innovators shaping the future of banking. Maddy Aufseeser provides significant domain expertise to Tender Armor, with over 30 years in the financial services and payment industry, she is able to leverage her knowledge and expertise to help build and promote the organization.

Robert Steinman is an engineer, has an MBA, and over 30 year of software development experience. He is a serial entrepreneur having started a dozen companies over the years and built them from concept through to maturity.

Computer software architect and engineer, specialized in large-scale distributed systems, with over 15 years of experience within large, multinational corporations.

Mr. Reef, retired CEO and Chairman of Citi Share, a subsidiary of Citigroup, is now a consultant specializing in the global payment business. His recent work covered payments strategy, chip (EMV) cards, retail POS systems, prepaid cards, money transfer, global ACH, ecommerce payments, and best practices for debit and credit card processing.