The initiative is to create a mobile wallet which will be created and used in the model of a hand held wallet which includes keeping money, maintain business cards and contacts, necessary documents needed on the go and reminders to start with. On top of it , the wallet will be customized with an interface to allow customers to divide their budgets into various sections viz. Grocery, Food and Entertainment, Savings and Investments, Utility Bills etc. which will be useful to track and monitor day-day expenditures and attain a savings target.