Bitfinance.com is democratizing access to alternative investment products, initially via a proprietary 10% APR Fixed Income Investment product for Non-Accredited Investors -- more than 4x what the Bank CDs pays. The product provides BitFinance a 15% ROIC, significantly more than competing platforms, giving BitFinance a competitive advantage in acquiring users. We will subsequently cross-sell other out-of-lockup investments via our platform.