321Lend

We connect near or sub prime borrowers with lenders who seek for risk-adjusted return. Using our platform, approved loans can be funded instantly by lenders.

  • Stage Prototype Ready
  • Industry Fintech
  • Location San Francisco, CA, US
  • Currency USD
  • Founded 2014
  • Employees 2
  • Website 321lend.com

Company Summary

321Lend, Inc. is a Peer-to-Peer (P2P) lending platform that looks beyond the FICO score to offer near prime consumers in the United States a fast and efficient way to borrow money at attractive interest rates. Its proprietary underwriting model identifies high quality borrowers despite their subpar credit based on their personal profile, including employment experiences, financial history and educational background.

Team

  • Shin Hwang

  • Johnny Tong
    CFO

    Prior to 321Lend, Mr. Tong was a Managing Director for Daye Capital, LLC, an investment firm where he was primarily responsible for new client on-boarding and ongoing client services. Prior to that, Mr. Tong was a Senior Manager at QuinStreet, Inc., a publicly traded online marketing services and technology company where he managed their SEC reporting, Sarbanes-Oxley Section 404, financial planning and analysis, and technical accounting.

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