Default company panoramic image

Golden Ratio Solutions

A team of Electronic Payments domain IT professionals in the P2P payments space poised to create disruption in legacy payment methods.

  • Stage Concept Only
  • Industry IT Services
  • Location Bangalore, KA, India
  • Currency USD
  • Website

Company Summary

Into creative and disruptive IT solutions to cut out legacy methods in P2P payments by leveraging commonly used devices and providing transformational products and services in the financial inclusion and unorganized retail in India. The neglected unorganized retail and tier 2 and 3 towns in India are a blue ocean opportunity with unique, India specific solutions not available globally and be extended to other developing countries.


  • Default avatar
    Ashok Vaidyanathan Sarma

    Technology - Bankcards & Retail Payments
    B.E (ECE) – R.E.C Trichy
    M.S (Engg.) - Madras Institute of Technology, Chennai

    25+ years in the Bankcards and Retail payments Industry in creating IT products and services infrastructure targeting Indian economic and retail environment.

    Created the first ever payment processing infrastructure in India for enabling card based retail payment and bringing card based account transactions to the com

  • Default avatar
    Hussain M Bijli

    Hussain M Bijli
    Bankcards & Retail Payments
    B.Tech (Electronics Engg.) - Madras Institute of Technology, Anna University, Chennai

    20+ years in the Bankcards and Retail payments Industry in the components, technology devices and payment acceptance.

  • Default avatar
    Arun Sarma

    Payment Systems Implementation and Communications Technology expert
    M.E (Telecommunications) R.M.I.T (Australia)

    Product innovation for the consumer mobile business line, mobile device platform & applications

    Consulting projects for fortune 500 clients across vertical market segments

    Developed differentiated strategies targeting growth, customer value and operational efficiency, for fortune 100 clients.