My big idea is a simplified personal household budgeting tool called the calendarbudget. The goal is to create web and smart phone apps.
The calendar budget will allow users to input their recurring monthly bills and paychecks one time into a user interface. Variable expense calculator will be implemented to allow for ongoing variable expneses to be calculated as fixed monthly cash withdrawals. The uniqueness of this concept is that the user will be able to project 1, 3, 12 even 24+ months into the future their ending monthly balance after all bills are paid. No more overdrafts